Harvey Logan “The Credit Houdini” Fixes People’s Credit Ratings
Harvey “The Credit Houdini” Logan’s mission is to encourage and motivate all people to do everything possible to repair their credit. He discusses his business processes and gives insight into what he has planned for the future.
Hello Harvey, how did Harvey The Credit Houdini Logan LLC get started?
Well I quit car sales and started my career in credit repair. At the time, I was known as “The Car Houdini” so I ended up changing the name to The Credit Houdini because that’s how most of the locals knew me. I think giving her my name lets people know who I am and also lets people know that I support the services I provide.
What kind of people are best suited to use your credit restoration services?
Honestly, anyone who thinks their credit isn’t quite where they want it to be. Normally I always encourage people to do their best to try and fix their own credit, but if they get an incorrect account they have issues with it then they should contact my business. My business currently serves clients from Miami to New York and Hollywood. We service all races of people and genders, so this is for anyone who needs help with inaccurate accounts.
Why do you think there is so much confusion about people’s right to challenge bad credit scores?
I think credit is really a gray area that no one ever takes the time to study or review until it’s too late most of the time. We’ve all learned the core curriculum of what is taught in school, but unless you take some classes or have received some credit repair certifications, most people don’t have it all. just no real reason to consider unless it becomes a need. This is where educating people comes in so that whether or not they choose to use our services, they know their account dispute rights.
What is your process for helping people challenge bad credit scores and improve their scores?
Well, we have what we call a series of rounds that normally take 30 days per dispute process. Most people may need at least 3-4 rounds where someone who has a lot of inaccuracies on their credit can ask for more. I also offer what are called business lines or credit boosters to help clients who may not have a negative or inaccurate track record but only need a positive boost to their credit history.
On average, what type of credit score improvement do your customers see in the weeks and months after you start your service?
Before each client starts using our services, I personally review each profile so that the client understands their profile and what to expect. Most clients with a mix of inaccurate and positive accounts most of the time see a significant increase in their credit scores within just a few weeks. Customers who have multiple inaccurate accounts without positive accounts should normally focus on rebuilding their credit scores after deleting the inaccurate accounts, which can take a few months. We have different plans for each type of customer to make sure they have the best plan for their situation.
Do you have future plans to expand your services?
Yes, we are planning to eventually expand our office to another city so that we can spread the word about credit education so more people learn how important it is and understand how leveraging their credit can change. their lives and the lives of their families.
Thank you Harvey for your time!
You can follow up with Harvey Logan at https://harveythecredithoudini.com and https://linktr.ee/harveythecredithoudinilogan